Minnesota Paycheck Calculator
Last updated: · Data: IRS, SSA & Tax Foundation (tax year 2026)
Minnesota taxes wages at graduated rates for 2026 — 4 brackets running from 5.35% to a top rate of 9.85%. On a $65,000 salary, a single filer in Minnesota takes home about $51,511 after federal income tax, Social Security and Medicare, and Minnesota state tax. The calculator above is already set to Minnesota — change the salary, filing status, or deductions and the estimate updates as you type.
2026 Minnesota income tax at a glance
Minnesota taxes wages at graduated rates for 2026 — 4 brackets from 5.35% up to 9.85% — applied after a $15,300 standard deduction.
- Standard deduction (2026): $15,300 single · $30,600 married filing jointly.
- Top marginal rate: 9.85%, on taxable income over $203,150 (single).
- State tax on a $65,000 salary (single): $2,897 — an effective rate of about 4.46% of gross pay.
Minnesota brackets — single filers
| Taxable income | Tax rate |
|---|---|
| $0 – $33,310 | 5.35% |
| $33,310 – $109,430 | 6.8% |
| $109,430 – $203,150 | 7.85% |
| Over $203,150 | 9.85% |
Minnesota brackets — married filing jointly
| Taxable income | Tax rate |
|---|---|
| $0 – $48,700 | 5.35% |
| $48,700 – $193,480 | 6.8% |
| $193,480 – $337,930 | 7.85% |
| Over $337,930 | 9.85% |
Take-home pay in Minnesota by salary
Estimated 2026 take-home pay in Minnesota at six common salary levels — same method as the calculator above, single filer, no pre-tax deductions:
| Salary | Federal tax | FICA | State tax | Take-home (annual) | Take-home (biweekly) |
|---|---|---|---|---|---|
| $40,000 | $2,620 | $3,060 | $1,321 | $32,999 | $1,269.18 |
| $50,000 | $3,820 | $3,825 | $1,877 | $40,478 | $1,556.86 |
| $65,000 | $5,620 | $4,973 | $2,897 | $51,511 | $1,981.19 |
| $75,000 | $7,670 | $5,738 | $3,577 | $58,016 | $2,231.38 |
| $100,000 | $13,170 | $7,650 | $5,277 | $73,903 | $2,842.44 |
| $150,000 | $24,734 | $11,475 | $8,942 | $104,849 | $4,032.66 |
Single filer, no pre-tax deductions. FICA is 6.2% Social Security (on wages up to the 2026 wage base of $184,500) plus 1.45% Medicare; none of these salaries reaches the additional 0.9% Medicare tax. Annual figures are rounded to the nearest dollar, matching our state-by-state study.
For scale: the same $65,000 salary keeps $54,408 in Texas, which has no wage tax, and $49,550 in Oregon, the highest-tax state in this data at this salary. Minnesota sits between those poles — its state tax on $65,000 works out to about 4.46% of gross pay, or $2,897 a year. The full ranking is in our Real Hourly Wage by State 2026 study.
Worked example: $65,000 in Minnesota
Compare Minnesota with other states
State tax is the one part of a paycheck that changes when you cross a state line. Run any salary through the main paycheck calculator, browse the paycheck calculator by state index, or jump straight to a comparison: Texas (no state income tax — a $65,000 salary keeps $54,408), Oregon (highest state tax on $65,000 in this data — keeps $49,550), and Mississippi (keeps $52,540).
How this estimate works
Federal tax uses the 2026 IRS brackets and the $16,100 single standard deduction; FICA is 6.2% Social Security up to the $184,500 wage base plus 1.45% Medicare; Minnesota tax uses the 2026 state brackets, deduction, and exemption figures shown above. The estimate excludes local income taxes, state disability or paid-leave payroll taxes, and credit phaseouts, so an actual Minnesota pay stub can differ. Every assumption is listed on our methodology page, and sources cites each 2026 figure.